Armada Daily Repo Summary Archive
Regulatory & Enforcement

Clarity Act Would Codify AML Rules for Digital Asset Firms, Reducing Bank Counterparty Risk

American Banker · Sep 4, 2026 7:30 AM EDT

The Clarity Act, advancing through Congress, would for the first time codify anti-money-laundering obligations specifically for digital asset firms, replacing the current patchwork of guidance and enforcement actions. Proponents argue this gives banks and institutional counterparties a defined compliance baseline to underwrite against, reducing the ambiguity that has caused many traditional institutions to avoid crypto-adjacent counterparties entirely.

For Armada's crypto repo desk, this is directly relevant to counterparty onboarding. Codified AML standards would give Armada clearer grounds to assess crypto-native clients such as market makers and miners, and may ease correspondent banking relationships needed for fiat settlement rails alongside Fireblocks custody.

Suggested action Review Clarity Act AML provisions against Armada crypto desk KYC/AML onboarding policy and flag gaps to legal counsel.
Read the original article →